Independent Mortgage Advice from Dylan Davies
Our mortgage service is designed to save you time and money. There is no need to traipse up and down the high street or spend hours on the internet looking for the right mortgage deal for you. Instead, we’ll do all the legwork for you by searching through hundreds of deals from a wide range of different lenders, including those not on price comparison websites. We will then give you expert, jargon-free advice on what’s right for you and your requirements, leaving you free to focus on moving into your new home or buying that new dream kitchen!
Fixed rates, tracker rates, variable rates – we have access to a huge range of options and can help find the right one for you no matter whether you are a first-time buyer, moving house, re-mortgaging or even buying to let. We offer friendly, professional advice tailored to your specific situation.
Buying a house is likely to be the largest financial decision you make and having a professional Mortgage Advisor to help you through the process can really help – from ensuring you understand how much you can afford to borrow, to explaining all the features and obligations of your new mortgage in clear, jargon-free terms and even completing the form-filling on your behalf! With our focus on customer-service, SMK Mortgages aims to make the mortgage process as smooth and as stress-free as possible for you.
SMK Mortgages is a mortgage and protection advice practice, providing qualified mortgage, equity release and insurance advice to clients.
Suzanne King, Principal at SMK Mortgages, has worked in the financial services industry since 2004, qualifying as an Independent Mortgage & Protection Advisor in 2005.
With a strong focus on good customer service, she has many satisfied and loyal customers across Wales and England. Additionally qualified in Equity Release and accredited by the Help to Buy Wales scheme, Suzanne provides friendly, understandable advice, whether you are about to take your first step on to the property ladder, or wishing to use your home to fund other dreams in later life.
Suzanne King is accredited by Help to Buy – Wales.
Insurance Solution
Protection advice you can trust. Helping to protect you and your family..
Many of us insure our homes and contents and even our pets but forget about the things that are really important – like our lifestyles and our families. Insurance needs change over our lifetime, for example, the needs of a single person with no dependents are likely to be quite different to those of a married couple with a young family..
Independent, uncomplicated advice from SMK Mortgages can help to identify any insurance shortfalls and where you are at risk. We can recommend an affordable solution and arrange suitable policies to bridge any gaps, ensuring that you have the right cover in place at the right time..
Contact Us
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. We will explain to you the costs involved before we proceed with any mortgage application.